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Budget Basics Work Sheet

The first step in getting yourself in financial shape to buy a home is to know what you make and what you spend now. List your income and expenses below.

Income
Take-Home Pay/All Family Members:
Child Support/Alimony:
Pension/Social Security:
Disability/Other Insurance:
Interest/Dividends:
Other:
Total Income =

Expenses
Rent/Mortgage:
Life Insurance:
Health/Disability Insurance:
Vehicle Insurance:
Homeowners or Other Insurance:
Car Payments:
Other Loan Payments:
Savings/Pension Contribution:
Utilities:
Credit Card Payments:
Car Upkeep:
Clothing:
Personal Care Products:
Groceries:
Food Prepared Outside the Home:
Medical/Dental/Prescriptions:
Household Goods:
Recreation/Entertainment:
Child Care:
Education:
Charitable Donations:
Miscellaneous:
Total Expenses =

Total Income (from above)
Total Expenses (from above) -
Remaining Income after Expenses =

Reprinted from REALTOR® Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORS®
Copyright 2004. All rights reserved. www.REALTOR.org/realtormag

Inkster
Price: $49900

Very clean, 3 bedroom brick home with large master bedroom and detailed work put into renovating the kitchen and bathroom. The kitchen is your own private bistro with new cabinetry, stainless steel back splash and appliances! Living room has refinished hardwood flooring. New furnace (2005) A/C (2005) Windows (2004). Large fenced backyard.

Dearborn Heights
Price: $34900

Certificate of Occupancy attained! Beautifully updated home, just needs a few personal touches!! Updated Kitchen and Baths. Large walk in storage located in 2nd floor 1/2 bath. Nice sized bedrooms and closets, plenty of storage. Finished Hardwood Floors, Fresh Paint and New Carpet! Large fenced yard with 1 1/2 car garage, large covered front porch. Lovely view from the updated windows! Move in ready! Call today to schedule an appointment!